{"id":10461,"date":"2018-08-06T11:48:55","date_gmt":"2018-08-06T11:48:55","guid":{"rendered":"http:\/\/bulletins.bfconsulting.com\/?p=10461"},"modified":"2018-08-06T11:49:24","modified_gmt":"2018-08-06T11:49:24","slug":"infographic-bank-as-a-service-baas","status":"publish","type":"post","link":"https:\/\/bulletins.bfconsulting.com\/en\/infographic-bank-as-a-service-baas\/","title":{"rendered":"Infographic:Bank-as-a-Service (BaaS)"},"content":{"rendered":"<p>In the modern world, most people are familiar with the \u2018Software-as-a-Service\u2019 (SaaS) concept, whereby app services are pay-as-you-use rather than being bought outright. These services used to cost a fortune but are now free or nearly free. And that\u2019s where banking is heading.<\/p>\n<p>Banking is becoming a series of plug and play apps that are stitched together to suit business and lifestyle needs. This is the future of banking, and old banks will need to reconsider their services to compete with this new model where anyone will be able to build their own bank through a smart combination of apps, APIs and analytics.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-10613\" src=\"http:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2018\/08\/bank-as-a-service-1.png\" alt=\"\" width=\"1808\" height=\"16057\" srcset=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2018\/08\/bank-as-a-service-1.png 1808w, https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2018\/08\/bank-as-a-service-1-768x6821.png 768w\" sizes=\"(max-width: 1808px) 100vw, 1808px\" \/><\/p>\n<div class=\"rpbt_shortcode\">\n\n<div id='rpbt-related-gallery-1' class='gallery related-gallery related-galleryid-10461 gallery-columns-3 gallery-size-thumbnail'><figure class='gallery-item' role='group' aria-label='Artificial intelligence in financial industry lagging behind other industries'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/en\/artificial-intelligence-in-financial-industry-lagging-behind-other-industries\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2018\/01\/02_WLS_ML-623x432-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-8050\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-8050'>\n\t\t\t\tArtificial intelligence in financial industry lagging behind other industries\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item' role='group' aria-label='Talent deficit hinders digital modernization efforts'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/en\/talent-deficit-hinders-digital-modernization-efforts\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2019\/12\/talent-deficit-hinders-digital-modernization-efforts-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-14255\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-14255'>\n\t\t\t\tTalent deficit hinders digital modernization efforts\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item' role='group' aria-label='What Global Financial Institutions Can Learn from African Fintechs (Video)'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/en\/what-global-financial-institutions-can-learn-from-african-fintechs-video\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2023\/03\/14e518a9-f836-887c-937f-eee156270a861-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-17039\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-17039'>\n\t\t\t\tWhat Global Financial Institutions Can Learn from African Fintechs (Video)\n\t\t\t\t<\/figcaption><\/figure>\n\t\t<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>In the modern world, most people are familiar with the \u2018Software-as-a-Service\u2019 (SaaS) concept, whereby app services are pay-as-you-use rather than being bought outright. These services used to cost a fortune but are now free or nearly free. And that\u2019s where banking is heading. Banking is becoming a series of plug and play apps that are &hellip;<\/p>\n","protected":false},"author":5,"featured_media":10616,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,367],"tags":[35,49,287,75,335],"_links":{"self":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts\/10461"}],"collection":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/comments?post=10461"}],"version-history":[{"count":7,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts\/10461\/revisions"}],"predecessor-version":[{"id":10620,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts\/10461\/revisions\/10620"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/media\/10616"}],"wp:attachment":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/media?parent=10461"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/categories?post=10461"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/tags?post=10461"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}