{"id":13043,"date":"2019-06-18T12:00:55","date_gmt":"2019-06-18T12:00:55","guid":{"rendered":"http:\/\/bulletins.bfconsulting.com\/?p=13043"},"modified":"2019-06-18T12:00:55","modified_gmt":"2019-06-18T12:00:55","slug":"polish-realities-in-a-psd2-europe","status":"publish","type":"post","link":"https:\/\/bulletins.bfconsulting.com\/en\/polish-realities-in-a-psd2-europe\/","title":{"rendered":"Polish realities in a PSD2 Europe"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">A recent survey of the Polish banking sector concerning the Second Payment Services Directive (PSD2) of the European Union (EU) was published by KPMG. Specifically, the survey found that Polish banks view their main competition as other banks in the short term; however, the realities of PSD2 shift that perception to technology companies (e.g. Google, Apple, Facebook and Amazon) in the medium and long terms. The other main finding of the survey related to consumer trust. While consumers place some level of trust in banks (41%), Google (38%) and Facebook (22%), they do not tend to trust them with information related to transactional data (banks (32%), Google (3%) and Facebook (2%)). For Poland, this means that there is still much work to do in the short term to ensure that the aim of PSD2 becomes a reality for Polish consumers.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-13073\" src=\"http:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2019\/06\/pl-Raport-PSD2-i-Open-Banking-ENG_Stranica_09.png\" alt=\"\" width=\"4961\" height=\"7016\" srcset=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2019\/06\/pl-Raport-PSD2-i-Open-Banking-ENG_Stranica_09.png 4961w, https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2019\/06\/pl-Raport-PSD2-i-Open-Banking-ENG_Stranica_09-212x300.png 212w, https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2019\/06\/pl-Raport-PSD2-i-Open-Banking-ENG_Stranica_09-768x1086.png 768w, https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2019\/06\/pl-Raport-PSD2-i-Open-Banking-ENG_Stranica_09-724x1024.png 724w\" sizes=\"auto, (max-width: 4961px) 100vw, 4961px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<div class=\"rpbt_shortcode\">\n\n<div id='rpbt-related-gallery-1' class='gallery related-gallery related-galleryid-13043 gallery-columns-3 gallery-size-thumbnail'><figure class='gallery-item' role='group' aria-label='BFC FinTech Monitor (29th June \u2014 8th July)'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/en\/bfc-fintech-monitor-29th-june-8th-july\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2021\/07\/307e88af-5cc9-03d1-8d4b-2bf8e8cdd0941-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"rpbt-related-gallery-1-16152\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-16152'>\n\t\t\t\tBFC FinTech Monitor (29th June \u2014 8th July)\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item' role='group' aria-label='How to identify a phishing site'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/en\/how-to-identify-a-phishing-site\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2018\/10\/how-to-identify-a-phishing-site-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"rpbt-related-gallery-1-11368\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-11368'>\n\t\t\t\tHow to identify a phishing site\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item' role='group' aria-label='Asian financial market benefits greatly from IoT'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/en\/asian-financial-market-benefits-greatly-from-iot\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2018\/12\/asian-financial-market-benefits-greatly-from-iot-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"rpbt-related-gallery-1-11858\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-11858'>\n\t\t\t\tAsian financial market benefits greatly from IoT\n\t\t\t\t<\/figcaption><\/figure>\n\t\t<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>A recent survey of the Polish banking sector concerning the Second Payment Services Directive (PSD2) of the European Union (EU) was published by KPMG. Specifically, the survey found that Polish banks view their main competition as other banks in the short term; however, the realities of PSD2 shift that perception to technology companies (e.g. Google, &hellip;<\/p>\n","protected":false},"author":5,"featured_media":13071,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,13],"tags":[287,70,75],"class_list":["post-13043","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-fintech","category-poland-fintech","tag-open-banking","tag-payments","tag-regulation","b_post_type-the-fintech-world"],"_links":{"self":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts\/13043","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/comments?post=13043"}],"version-history":[{"count":3,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts\/13043\/revisions"}],"predecessor-version":[{"id":13074,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts\/13043\/revisions\/13074"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/media\/13071"}],"wp:attachment":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/media?parent=13043"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/categories?post=13043"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/tags?post=13043"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}