{"id":16669,"date":"2022-05-20T07:53:40","date_gmt":"2022-05-20T07:53:40","guid":{"rendered":"https:\/\/bulletins.bfconsulting.com\/?p=16669"},"modified":"2022-05-20T07:53:40","modified_gmt":"2022-05-20T07:53:40","slug":"is-a-fintech-crash-looming","status":"publish","type":"post","link":"https:\/\/bulletins.bfconsulting.com\/en\/is-a-fintech-crash-looming\/","title":{"rendered":"Is a Fintech Crash Looming?"},"content":{"rendered":"<p>Recent events are giving cause for fintechs to worry. In particular, there are concerns regarding investment cooldowns, large-scale layoffs and plummeting stock value following the very public implosion of the one-click checkout solution Fast. Now, many experts are predicting that the fintech industry is about to undergo a market correction, which will entail a massive cleansing of startups that are only operating due to investor optimism, hype, good intentions and over-heated markets. At the same time, it is not all doom and gloom for fintechs as those fintechs with good products and services and sound business principles will be able to focus on building for customers and overall profitability as opposed to building for what they think will attract investments<\/p>\n<div class=\"rpbt_shortcode\">\n\n<div id='rpbt-related-gallery-1' class='gallery related-gallery related-galleryid-16669 gallery-columns-3 gallery-size-thumbnail'><figure class='gallery-item' role='group' aria-label='National Bank of Kazakhstan preparing reforms that will affect online microlenders'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/en\/national-bank-of-kazakhstan-preparing-reforms-that-will-affect-online-microlenders\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2018\/06\/Artboard-1-\u043a\u043e\u043f\u0438\u044f-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-9862\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-9862'>\n\t\t\t\tNational Bank of Kazakhstan preparing reforms that will affect online microlenders\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item' role='group' aria-label='BFC FinTech Monitor (16th \u2013 25th November)'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/en\/bfc-fintech-monitor-16th-25th-november\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2021\/11\/UDxpXL1-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-16476\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-16476'>\n\t\t\t\tBFC FinTech Monitor (16th \u2013 25th November)\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item' role='group' aria-label='Tinkoff Bank offers free training for analysts and developers'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/en\/tinkoff-bank-offers-free-training-for-analysts-and-developers\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2019\/03\/tinkoff-bank-offers-free-training-for-analysts-and-developers-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-12410\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-12410'>\n\t\t\t\tTinkoff Bank offers free training for analysts and developers\n\t\t\t\t<\/figcaption><\/figure>\n\t\t<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Recent events are giving cause for fintechs to worry. In particular, there are concerns regarding investment cooldowns, large-scale layoffs and plummeting stock value following the very public implosion of the one-click checkout solution Fast. Now, many experts are predicting that the fintech industry is about to undergo a market correction, which will entail a massive &hellip;<\/p>\n","protected":false},"author":12,"featured_media":16670,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,16],"tags":[],"_links":{"self":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts\/16669"}],"collection":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/comments?post=16669"}],"version-history":[{"count":1,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts\/16669\/revisions"}],"predecessor-version":[{"id":16672,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts\/16669\/revisions\/16672"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/media\/16670"}],"wp:attachment":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/media?parent=16669"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/categories?post=16669"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/tags?post=16669"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}