{"id":16669,"date":"2022-05-20T07:53:40","date_gmt":"2022-05-20T07:53:40","guid":{"rendered":"https:\/\/bulletins.bfconsulting.com\/?p=16669"},"modified":"2022-05-20T07:53:40","modified_gmt":"2022-05-20T07:53:40","slug":"is-a-fintech-crash-looming","status":"publish","type":"post","link":"https:\/\/bulletins.bfconsulting.com\/en\/is-a-fintech-crash-looming\/","title":{"rendered":"Is a Fintech Crash Looming?"},"content":{"rendered":"<p>Recent events are giving cause for fintechs to worry. In particular, there are concerns regarding investment cooldowns, large-scale layoffs and plummeting stock value following the very public implosion of the one-click checkout solution Fast. Now, many experts are predicting that the fintech industry is about to undergo a market correction, which will entail a massive cleansing of startups that are only operating due to investor optimism, hype, good intentions and over-heated markets. At the same time, it is not all doom and gloom for fintechs as those fintechs with good products and services and sound business principles will be able to focus on building for customers and overall profitability as opposed to building for what they think will attract investments<\/p>\n<div class=\"rpbt_shortcode\">\n\n<div id='rpbt-related-gallery-1' class='gallery related-gallery related-galleryid-16669 gallery-columns-3 gallery-size-thumbnail'><figure class='gallery-item' role='group' aria-label='Traditional U.K. banks lagging behind challengers in offering digital banking services'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/en\/traditional-u-k-banks-lagging-behind-challengers-in-offering-digital-banking-services\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2018\/03\/london-441853_960_720-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-8871\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-8871'>\n\t\t\t\tTraditional U.K. banks lagging behind challengers in offering digital banking services\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item' role='group' aria-label='\u201cThe Innovator\u2018s Solution: Creating and Sustaining Successful Growth\u201d by Clayton Christensen and Michael Raynor'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/en\/the-innovators-solution-creating-and-sustaining-successful-growth-by-clayton-christensen-and-michael-raynor\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2016\/10\/51qWWOy59TL._SR600315_PIWhiteStripBottomLeft035_PIAmznPrimeBottomLeft0-5_PIStarRatingFOURANDHALFBottomLeft360-6_SR600315_SCLZZZZZZZ_-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-3677\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-3677'>\n\t\t\t\t\u201cThe Innovator\u2018s Solution: Creating and Sustaining Successful Growth\u201d by Clayton Christensen and Michael Raynor\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item' role='group' aria-label='Amazon plans to launch its own banking service'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/en\/amazon-plans-to-launch-its-own-banking-service\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2018\/05\/shopping-e-commerce-icons-set-isometric_1284-4100-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-9564\" loading=\"lazy\" srcset=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2018\/05\/shopping-e-commerce-icons-set-isometric_1284-4100-150x150.jpg 150w, https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2018\/05\/shopping-e-commerce-icons-set-isometric_1284-4100-300x300.jpg 300w, https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2018\/05\/shopping-e-commerce-icons-set-isometric_1284-4100.jpg 626w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-9564'>\n\t\t\t\tAmazon plans to launch its own banking service\n\t\t\t\t<\/figcaption><\/figure>\n\t\t<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Recent events are giving cause for fintechs to worry. In particular, there are concerns regarding investment cooldowns, large-scale layoffs and plummeting stock value following the very public implosion of the one-click checkout solution Fast. Now, many experts are predicting that the fintech industry is about to undergo a market correction, which will entail a massive &hellip;<\/p>\n","protected":false},"author":12,"featured_media":16670,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,16],"tags":[],"_links":{"self":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts\/16669"}],"collection":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/comments?post=16669"}],"version-history":[{"count":1,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts\/16669\/revisions"}],"predecessor-version":[{"id":16672,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts\/16669\/revisions\/16672"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/media\/16670"}],"wp:attachment":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/media?parent=16669"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/categories?post=16669"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/tags?post=16669"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}