{"id":16916,"date":"2022-12-28T12:10:28","date_gmt":"2022-12-28T12:10:28","guid":{"rendered":"https:\/\/bulletins.bfconsulting.com\/?p=16916"},"modified":"2022-12-29T09:06:03","modified_gmt":"2022-12-29T09:06:03","slug":"top-7-fintech-trends-for-2023","status":"publish","type":"post","link":"https:\/\/bulletins.bfconsulting.com\/en\/top-7-fintech-trends-for-2023\/","title":{"rendered":"Top 7 Fintech Trends for 2023"},"content":{"rendered":"<p>With the New Year almost here, it\u2019s time to check out the top 7 fintech trends to keep an eye on in 2023.<\/p>\n<p><a href=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2022\/12\/infogr_en.png\"><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-16937\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2022\/12\/infogr_en.png\" alt=\"\" width=\"1470\" height=\"1199\" srcset=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2022\/12\/infogr_en.png 1470w, https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2022\/12\/infogr_en-300x245.png 300w, https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2022\/12\/infogr_en-1024x835.png 1024w, https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2022\/12\/infogr_en-768x626.png 768w\" sizes=\"(max-width: 1470px) 100vw, 1470px\" \/><\/a><\/p>\n<ol>\n<li><strong>Buy-Now-Pay-Later (BNPL)<\/strong> \u2013 BNPL is growing at a rapid pace, especially as the world becomes increasingly comfortable with online shopping in a post-pandemic space.<\/li>\n<li><strong>Regtech solutions<\/strong> \u2013 the rise of fintech brought with it an increase in financial crimes. To combat this, governments have had to quickly evolve the regulatory landscape. And now regtech solutions are becoming the go-to for many fintechs trying to balance the demands of consumers with regulatory oversight.<\/li>\n<li><strong>Financial inclusion<\/strong> \u2013 the introduction of modern technology has helped fintechs deliver financial services at scale, providing access to financial services for 1.2 billion previously-unbanked persons in the last 10 years. This will continue as fintechs reach further into unserved and underserved markets.<\/li>\n<li><strong>Artificial intelligence (AI)<\/strong> \u2013 the adoption of AI is already well underway; however, it will soon become a more natural process as AI solutions become more common place and data availability continues to grow exponentially.<\/li>\n<li><strong>Green fintech<\/strong> \u2013 as businesses and consumers continue to put more of an emphasis on sustainability, the green fintech space will grow from being a niche space into a much more vibrant and important area.<\/li>\n<li><strong>Embedded finance<\/strong> \u2013 embedded banking allows non-bank businesses to offer consumers bank-like services. As banks catch on to this, they are quickly working to develop and offer these services to businesses in order to ensure they remain relevant players.<\/li>\n<li><strong>Contactless technology<\/strong> \u2013 the pandemic really pushed contactless payments to another level. And now that consumers have experienced payment experiences that are more frictionless, there is no going back.<\/li>\n<\/ol>\n<div class=\"rpbt_shortcode\">\n\n<div id='rpbt-related-gallery-1' class='gallery related-gallery related-galleryid-16916 gallery-columns-3 gallery-size-thumbnail'><figure class='gallery-item' role='group' aria-label='2019 FIRST Cyber Threat Intelligence Symposium'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/en\/2019-first-cyber-threat-intelligence-symposium\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2018\/11\/2019-first-cyber-threat-intelligence-symposium-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-11649\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-11649'>\n\t\t\t\t2019 FIRST Cyber Threat Intelligence Symposium\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item' role='group' aria-label='FinTech\u2019s Boom Beyond Financial Institutions'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/en\/fintech-s-boom-beyond-financial-institutions\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2021\/03\/1613705c-582c-4dc7-9e3f-5a5fbc7e464c1-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-15896\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-15896'>\n\t\t\t\tFinTech\u2019s Boom Beyond Financial Institutions\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item' role='group' aria-label='Commercial financial institutions embracing FinTech partnerships?'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/en\/commercial-financial-institutions-embracing-fintech-partnerships\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2019\/07\/commercial-financial-institutions-embracing-fintech-partnerships-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-13346\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-13346'>\n\t\t\t\tCommercial financial institutions embracing FinTech partnerships?\n\t\t\t\t<\/figcaption><\/figure>\n\t\t<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>With the New Year almost here, it\u2019s time to check out the top 7 fintech trends to keep an eye on in 2023. Buy-Now-Pay-Later (BNPL) \u2013 BNPL is growing at a rapid pace, especially as the world becomes increasingly comfortable with online shopping in a post-pandemic space. Regtech solutions \u2013 the rise of fintech brought &hellip;<\/p>\n","protected":false},"author":12,"featured_media":16917,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,16],"tags":[],"_links":{"self":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts\/16916"}],"collection":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/comments?post=16916"}],"version-history":[{"count":4,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts\/16916\/revisions"}],"predecessor-version":[{"id":16939,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts\/16916\/revisions\/16939"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/media\/16917"}],"wp:attachment":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/media?parent=16916"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/categories?post=16916"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/tags?post=16916"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}