{"id":8573,"date":"2018-02-12T09:30:13","date_gmt":"2018-02-12T09:30:13","guid":{"rendered":"http:\/\/bulletins.bfconsulting.com\/?p=8573"},"modified":"2018-03-08T15:51:50","modified_gmt":"2018-03-08T15:51:50","slug":"sberbanks-new-platform-pushes-bank-into-becoming-technology-company","status":"publish","type":"post","link":"https:\/\/bulletins.bfconsulting.com\/en\/sberbanks-new-platform-pushes-bank-into-becoming-technology-company\/","title":{"rendered":"Sberbank\u2019s new platform pushes bank into becoming technology company"},"content":{"rendered":"<p>Sberbank adopted a forward-thinking approach to creating its new, flexible platform, and the bank has decided to open access to elements of its platform through an API as well as partially publish its source code. The result of this has the bank pushing the boundaries of what it means to be a bank and taking a step towards becoming a technology company.<\/p>\n<p>The new platform came about as a result of the bank wanting to push into other markets, and not just as a mortgage holder. Specifically, the bank began thinking about how it could grow in the following ways: be more customer-centric, provide a single space for information, create flexible mechanisms for complex products, offer an open API, incorporate machine learning, maximize its reliability, have horizontal scaling on low-end equipment, make full use of open-source technologies and build and maintain a data storage and processing system.<\/p>\n<div class=\"rpbt_shortcode\">\n\n<div id='rpbt-related-gallery-1' class='gallery related-gallery related-galleryid-8573 gallery-columns-3 gallery-size-thumbnail'><figure class='gallery-item' role='group' aria-label='Can X Become a Financial Super App?'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/en\/can-x-become-a-financial-super-app\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2023\/08\/c7db78cd-8bc6-ecd8-6f5a-7946c58c1fa91-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-17275\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-17275'>\n\t\t\t\tCan X Become a Financial Super App?\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item' role='group' aria-label='Infographic: how FinTech is changing asset management'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/en\/infographic-how-fintech-is-changing-asset-management\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2019\/09\/Infographic-fintech-asset-management.width-800-1-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-13579\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-13579'>\n\t\t\t\tInfographic: how FinTech is changing asset management\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item' role='group' aria-label='Penta: a new digital bank for startups and SMEs'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/en\/penta-a-new-digital-bank-for-startups-and-smes\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2018\/03\/lav-luka-penta-cofounders-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-8868\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-8868'>\n\t\t\t\tPenta: a new digital bank for startups and SMEs\n\t\t\t\t<\/figcaption><\/figure>\n\t\t<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Sberbank adopted a forward-thinking approach to creating its new, flexible platform, and the bank has decided to open access to elements of its platform through an API as well as partially publish its source code. The result of this has the bank pushing the boundaries of what it means to be a bank and taking &hellip;<\/p>\n","protected":false},"author":3,"featured_media":8635,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,12],"tags":[49,287,335],"_links":{"self":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts\/8573"}],"collection":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/comments?post=8573"}],"version-history":[{"count":2,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts\/8573\/revisions"}],"predecessor-version":[{"id":8644,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/posts\/8573\/revisions\/8644"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/media\/8635"}],"wp:attachment":[{"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/media?parent=8573"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/categories?post=8573"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/en\/wp-json\/wp\/v2\/tags?post=8573"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}