{"id":13506,"date":"2019-08-19T21:24:29","date_gmt":"2019-08-19T21:24:29","guid":{"rendered":"http:\/\/bulletins.bfconsulting.com\/?p=13506"},"modified":"2019-08-19T21:24:29","modified_gmt":"2019-08-19T21:24:29","slug":"pochemu-kitayskiy-tehfin-isklyuchenie-a-ne-pravilo","status":"publish","type":"post","link":"https:\/\/bulletins.bfconsulting.com\/ru\/pochemu-kitayskiy-tehfin-isklyuchenie-a-ne-pravilo\/","title":{"rendered":"\u041f\u043e\u0447\u0435\u043c\u0443 \u043a\u0438\u0442\u0430\u0439\u0441\u043a\u0438\u0439 \u0442\u0435\u0445\u0444\u0438\u043d \u2014 \u0438\u0441\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0435, \u0430 \u043d\u0435 \u043f\u0440\u0430\u0432\u0438\u043b\u043e"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\u0411\u0440\u0438\u0442\u0430\u043d\u0441\u043a\u0438\u0439 \u0430\u043d\u0430\u043b\u0438\u0442\u0438\u043a \u0438 \u0444\u0438\u043d\u0442\u0435\u0445-\u044d\u043a\u0441\u043f\u0435\u0440\u0442 \u041a\u0440\u0438\u0441 \u0421\u043a\u0438\u043d\u043d\u0435\u0440 \u0440\u0430\u0437\u043c\u0435\u0441\u0442\u0438\u043b \u0432 \u0441\u0432\u043e\u0435\u043c \u0431\u043b\u043e\u0433\u0435 \u0441\u0442\u0430\u0442\u044c\u044e \u00ab\u041f\u043e\u0447\u0435\u043c\u0443 \u043a\u0438\u0442\u0430\u0439\u0441\u043a\u0438\u0439 \u0442\u0435\u0445\u0444\u0438\u043d \u2014 \u0438\u0441\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0435, \u0430 \u043d\u0435 \u043f\u0440\u0430\u0432\u0438\u043b\u043e\u00bb (Why Chinese TechFin is the exception and not the rule). \u0421\u0430\u043c\u043e\u0435 \u0433\u043b\u0430\u0432\u043d\u043e\u0435 \u2014 \u0432 \u043d\u0430\u0448\u0435\u043c \u043f\u0435\u0440\u0435\u0441\u043a\u0430\u0437\u0435.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Amazon \u0438\u043b\u0438 Google \u0431\u043e\u043b\u044c\u0448\u0435 \u0437\u0430\u0438\u043d\u0442\u0435\u0440\u0435\u0441\u043e\u0432\u0430\u043d\u044b \u0432 \u0441\u043e\u0442\u0440\u0443\u0434\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0435 \u0441 \u0431\u0430\u043d\u043a\u0430\u043c\u0438, \u0447\u0435\u043c \u0432 \u043a\u043e\u043d\u043a\u0443\u0440\u0435\u043d\u0446\u0438\u0438. \u0412 \u041a\u0438\u0442\u0430\u0435 \u0432\u0441\u0435 \u0438\u043d\u0430\u0447\u0435: Alibaba \u0438 Tencent (\u0432\u043b\u0430\u0434\u0435\u043b\u0435\u0446 WeChat) \u0441\u043e\u043f\u0435\u0440\u043d\u0438\u0447\u0430\u044e\u0442 \u0441 \u0431\u0430\u043d\u043a\u0430\u043c\u0438, \u0438\u0445 \u043f\u0440\u0438\u043c\u0435\u0440\u0443 \u0441\u043b\u0435\u0434\u0443\u044e\u0442 \u0434\u0440\u0443\u0433\u0438\u0435 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0447\u0435\u0441\u043a\u0438\u0435 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438. \u0417\u043d\u0430\u0447\u0438\u0442\u0435\u043b\u044c\u043d\u043e\u0439 \u0447\u0430\u0441\u0442\u0438 \u043d\u0430\u0441\u0435\u043b\u0435\u043d\u0438\u044f \u043f\u0440\u043e\u0449\u0435 \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u044c \u0438\u0445 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0435 \u0441\u0435\u0440\u0432\u0438\u0441\u044b, \u0447\u0435\u043c \u043f\u044b\u0442\u0430\u0442\u044c\u0441\u044f \u043e\u0442\u043a\u0440\u044b\u0442\u044c \u0441\u0447\u0435\u0442 \u0432 \u043a\u043b\u0430\u0441\u0441\u0438\u0447\u0435\u0441\u043a\u043e\u043c \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u043c \u0443\u0447\u0440\u0435\u0436\u0434\u0435\u043d\u0438\u0438.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u041d\u0430 \u0422\u0430\u0439\u0432\u0430\u043d\u0435 \u0438\u043b\u0438 \u0432 \u041c\u0430\u043b\u0430\u0439\u0437\u0438\u0438 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0447\u0435\u0441\u043a\u0438\u0435 \u0438\u043b\u0438 \u0442\u0435\u043b\u0435\u043a\u043e\u043c\u043c\u0443\u043d\u0438\u043a\u0430\u0446\u0438\u043e\u043d\u043d\u044b\u0435 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u043d\u0435 \u0441\u0442\u0440\u0435\u043c\u044f\u0442\u0441\u044f \u0432\u044b\u0439\u0442\u0438 \u043d\u0430 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0439 \u0440\u044b\u043d\u043e\u043a. \u0418\u043d\u0438\u0446\u0438\u0430\u0442\u0438\u0432\u0430 \u043f\u043e \u0441\u043e\u0437\u0434\u0430\u043d\u0438\u044e \u043d\u0435\u043e\u0431\u0430\u043d\u043a\u043e\u0432 \u043f\u0440\u0438\u043d\u0430\u0434\u043b\u0435\u0436\u0438\u0442 \u0442\u0440\u0430\u0434\u0438\u0446\u0438\u043e\u043d\u043d\u044b\u043c \u0444\u0438\u043d\u0438\u043d\u0441\u0442\u0438\u0442\u0443\u0442\u0430\u043c. \u0412\u043e \u043c\u043d\u043e\u0433\u043e\u043c \u044d\u0442\u043e \u043e\u0431\u0443\u0441\u043b\u043e\u0432\u043b\u0435\u043d\u043e \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0442\u0435\u043b\u044c\u043d\u044b\u043c\u0438 \u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0435\u043d\u0438\u044f\u043c\u0438, \u043f\u043e \u043a\u043e\u0442\u043e\u0440\u044b\u043c \u0437\u0430\u043d\u0438\u043c\u0430\u0442\u044c\u0441\u044f \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0439 \u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u044c\u044e \u043c\u043e\u0433\u0443\u0442 \u0442\u043e\u043b\u044c\u043a\u043e \u043e\u0431\u043b\u0430\u0434\u0430\u0442\u0435\u043b\u0438 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0443\u044e\u0449\u0435\u0439 \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u0438.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Alibaba \u0438 Tencent \u2014 \u044d\u0442\u043e \u0438\u043c\u0435\u043d\u043d\u043e \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0447\u0435\u0441\u043a\u0438\u0435 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438, \u043e\u043a\u0430\u0437\u044b\u0432\u0430\u044e\u0449\u0438\u0435 \u0444\u0438\u043d\u0443\u0441\u043b\u0443\u0433\u0438. \u042d\u0442\u043e \u043d\u0435 \u0446\u0438\u0444\u0440\u043e\u0432\u044b\u0435 \u0431\u0430\u043d\u043a\u0438, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043d\u0435 \u043c\u043e\u0433\u0443\u0442 \u0440\u0430\u0431\u043e\u0442\u0430\u0442\u044c \u0431\u0435\u0437 \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0438 \u0442\u0440\u0430\u0434\u0438\u0446\u0438\u043e\u043d\u043d\u044b\u0445 \u0444\u0438\u043d\u0438\u043d\u0441\u0442\u0438\u0442\u0443\u0442\u043e\u0432. \u041a\u0440\u0443\u043f\u043d\u044b\u0435 \u043a\u0438\u0442\u0430\u0439\u0441\u043a\u0438\u0435 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u0441\u0435\u0433\u043e\u0434\u043d\u044f \u0441\u0430\u043c\u0438 \u043e\u0442\u0434\u0435\u043b\u044c\u043d\u043e \u043e\u0442\u043a\u0440\u044b\u0432\u0430\u044e\u0442 \u0443\u0441\u043f\u0435\u0448\u043d\u044b\u0435 \u043d\u0435\u043e\u0431\u0430\u043d\u043a\u0438: \u0443 Alibaba \u0435\u0441\u0442\u044c Ant Financial, \u0443 Tencent \u2014 WeBank.<\/span><\/li>\n<\/ul>\n<div class=\"rpbt_shortcode\">\n\n<div id='rpbt-related-gallery-1' class='gallery related-gallery related-galleryid-13506 gallery-columns-3 gallery-size-thumbnail'><figure class='gallery-item' role='group' aria-label='\u0421\u0431\u0435\u0440\u0431\u0430\u043d\u043a \u0442\u0440\u0430\u043d\u0441\u0444\u043e\u0440\u043c\u0438\u0440\u0443\u0435\u0442\u0441\u044f \u0432 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0447\u0435\u0441\u043a\u0443\u044e \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044e'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/ru\/sberbank-transformiruetsja-v-tehnolo\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2018\/02\/man-with-a-tablet-and-clouds-background-icons_1134-553-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-8696\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-8696'>\n\t\t\t\t\u0421\u0431\u0435\u0440\u0431\u0430\u043d\u043a \u0442\u0440\u0430\u043d\u0441\u0444\u043e\u0440\u043c\u0438\u0440\u0443\u0435\u0442\u0441\u044f \u0432 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0447\u0435\u0441\u043a\u0443\u044e \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044e\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item' role='group' aria-label='6 \u0444\u0438\u043d\u0442\u0435\u0445-\u0442\u0440\u0435\u043d\u0434\u043e\u0432 \u0432\u0442\u043e\u0440\u043e\u0433\u043e \u043f\u043e\u043b\u0443\u0433\u043e\u0434\u0438\u044f'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/ru\/6-%d1%84%d0%b8%d0%bd%d1%82%d0%b5%d1%85-%d1%82%d1%80%d0%b5%d0%bd%d0%b4%d0%be%d0%b2-%d0%b2%d1%82%d0%be%d1%80%d0%be%d0%b3%d0%be-%d0%bf%d0%be%d0%bb%d1%83%d0%b3%d0%be%d0%b4%d0%b8%d1%8f\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2022\/09\/88efd819-6444-0a28-de37-4a8260eab1c41-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-16845\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-16845'>\n\t\t\t\t6 \u0444\u0438\u043d\u0442\u0435\u0445-\u0442\u0440\u0435\u043d\u0434\u043e\u0432 \u0432\u0442\u043e\u0440\u043e\u0433\u043e \u043f\u043e\u043b\u0443\u0433\u043e\u0434\u0438\u044f\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item' role='group' aria-label='\u041d\u0430 \u0432\u043e\u043f\u0440\u043e\u0441\u044b \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432 \u0411\u0430\u043d\u043a\u0430 \u0428\u043e\u0442\u043b\u0430\u043d\u0434\u0438\u0438 \u043e\u0442\u0432\u0435\u0442\u0438\u0442 \u0418\u0418'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/ru\/na-voprosy-klientov-banka-shotlandii-o\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2018\/01\/image.dmp_.full_.touch-id-blog-580-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-8123\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-8123'>\n\t\t\t\t\u041d\u0430 \u0432\u043e\u043f\u0440\u043e\u0441\u044b \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432 \u0411\u0430\u043d\u043a\u0430 \u0428\u043e\u0442\u043b\u0430\u043d\u0434\u0438\u0438 \u043e\u0442\u0432\u0435\u0442\u0438\u0442 \u0418\u0418\n\t\t\t\t<\/figcaption><\/figure>\n\t\t<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u0411\u0440\u0438\u0442\u0430\u043d\u0441\u043a\u0438\u0439 \u0430\u043d\u0430\u043b\u0438\u0442\u0438\u043a \u0438 \u0444\u0438\u043d\u0442\u0435\u0445-\u044d\u043a\u0441\u043f\u0435\u0440\u0442 \u041a\u0440\u0438\u0441 \u0421\u043a\u0438\u043d\u043d\u0435\u0440 \u0440\u0430\u0437\u043c\u0435\u0441\u0442\u0438\u043b \u0432 \u0441\u0432\u043e\u0435\u043c \u0431\u043b\u043e\u0433\u0435 \u0441\u0442\u0430\u0442\u044c\u044e \u00ab\u041f\u043e\u0447\u0435\u043c\u0443 \u043a\u0438\u0442\u0430\u0439\u0441\u043a\u0438\u0439 \u0442\u0435\u0445\u0444\u0438\u043d \u2014 \u0438\u0441\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0435, \u0430 \u043d\u0435 \u043f\u0440\u0430\u0432\u0438\u043b\u043e\u00bb (Why Chinese TechFin is the exception and not the rule). \u0421\u0430\u043c\u043e\u0435 \u0433\u043b\u0430\u0432\u043d\u043e\u0435 \u2014 \u0432 \u043d\u0430\u0448\u0435\u043c \u043f\u0435\u0440\u0435\u0441\u043a\u0430\u0437\u0435. Amazon \u0438\u043b\u0438 Google \u0431\u043e\u043b\u044c\u0448\u0435 \u0437\u0430\u0438\u043d\u0442\u0435\u0440\u0435\u0441\u043e\u0432\u0430\u043d\u044b \u0432 \u0441\u043e\u0442\u0440\u0443\u0434\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0435 \u0441 \u0431\u0430\u043d\u043a\u0430\u043c\u0438, \u0447\u0435\u043c \u0432 \u043a\u043e\u043d\u043a\u0443\u0440\u0435\u043d\u0446\u0438\u0438. \u0412 \u041a\u0438\u0442\u0430\u0435 \u0432\u0441\u0435 \u0438\u043d\u0430\u0447\u0435: Alibaba \u0438 Tencent (\u0432\u043b\u0430\u0434\u0435\u043b\u0435\u0446 &hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[143,386],"tags":[450,158,231,146],"_links":{"self":[{"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/posts\/13506"}],"collection":[{"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/comments?post=13506"}],"version-history":[{"count":1,"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/posts\/13506\/revisions"}],"predecessor-version":[{"id":13507,"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/posts\/13506\/revisions\/13507"}],"wp:attachment":[{"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/media?parent=13506"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/categories?post=13506"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/tags?post=13506"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}