{"id":14366,"date":"2020-01-14T19:02:13","date_gmt":"2020-01-14T19:02:13","guid":{"rendered":"http:\/\/bulletins.bfconsulting.com\/?p=14366"},"modified":"2020-01-14T19:02:13","modified_gmt":"2020-01-14T19:02:13","slug":"bankam-nuzhno-peresmotret-podhod-k-pfm","status":"publish","type":"post","link":"https:\/\/bulletins.bfconsulting.com\/ru\/bankam-nuzhno-peresmotret-podhod-k-pfm\/","title":{"rendered":"\u0411\u0430\u043d\u043a\u0430\u043c \u043d\u0443\u0436\u043d\u043e \u043f\u0435\u0440\u0435\u0441\u043c\u043e\u0442\u0440\u0435\u0442\u044c \u043f\u043e\u0434\u0445\u043e\u0434 \u043a PFM"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\u0411\u0430\u043d\u043a\u0438 \u0434\u043e\u043b\u0436\u043d\u044b \u043c\u043e\u0434\u0435\u0440\u043d\u0438\u0437\u0438\u0440\u043e\u0432\u0430\u0442\u044c \u0441\u0432\u043e\u0438 \u0441\u0438\u0441\u0442\u0435\u043c\u044b \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u043b\u0438\u0447\u043d\u044b\u043c\u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u0430\u043c\u0438 (Personal finance management, PFM), \u0447\u0442\u043e\u0431\u044b \u043f\u0440\u0438\u0432\u043b\u0435\u0447\u044c \u0431\u043e\u043b\u044c\u0448\u0435 \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432. \u041e\u0431 \u044d\u0442\u043e\u043c \u0432 \u0441\u0442\u0430\u0442\u044c\u0435 \u0434\u043b\u044f Finextra \u043f\u0438\u0448\u0435\u0442 \u0437\u0430\u043c\u0435\u0441\u0442\u0438\u0442\u0435\u043b\u044c \u0434\u0438\u0440\u0435\u043a\u0442\u043e\u0440\u0430 \u043f\u043e \u0440\u0430\u0437\u0432\u0438\u0442\u0438\u044e \u0431\u0438\u0437\u043d\u0435\u0441\u0430 Qulix Systems \u0414\u0435\u043d\u0438\u0441 \u041d\u043e\u0432\u0438\u043a\u043e\u0432.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0412 \u0447\u0430\u0441\u0442\u043d\u043e\u0441\u0442\u0438, \u043e\u043d \u043e\u0442\u043c\u0435\u0447\u0430\u0435\u0442 \u0441\u043b\u0435\u0434\u0443\u044e\u0449\u0435\u0435:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u0421\u0438\u0441\u0442\u0435\u043c\u044b \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u043b\u0438\u0447\u043d\u044b\u043c\u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u0430\u043c\u0438 \u0441\u0442\u0430\u043d\u043e\u0432\u044f\u0442\u0441\u044f \u0432\u0441\u0435 \u043f\u043e\u043f\u0443\u043b\u044f\u0440\u043d\u0435\u0435: \u0432 2016 \u0433\u043e\u0434\u0443 \u0438\u0445 \u0440\u044b\u043d\u043e\u043a \u043e\u0446\u0435\u043d\u0438\u0432\u0430\u043b\u0438 \u0432 795 \u043c\u043b\u043d. \u0434\u043e\u043b\u043b\u0430\u0440\u043e\u0432, \u043a 2023 \u0433\u043e\u0434\u0443 \u043e\u043d \u0432\u044b\u0440\u0430\u0441\u0442\u0435\u0442 \u043c\u0438\u043d\u0438\u043c\u0443\u043c \u0434\u043e 1,21 \u043c\u043b\u0440\u0434.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u0411\u043e\u043b\u044c\u0448\u0438\u043d\u0441\u0442\u0432\u043e \u0442\u0430\u043a\u0438\u0445 \u0441\u0438\u0441\u0442\u0435\u043c \u043f\u043e \u0441\u0443\u0442\u0438 \u043f\u0440\u043e\u0441\u0442\u043e \u043f\u043e\u043a\u0430\u0437\u044b\u0432\u0430\u044e\u0442 \u0446\u0438\u0444\u0440\u044b \u043a\u043b\u0438\u0435\u043d\u0442\u0430\u043c. \u041e\u043d\u0438 \u0431\u044b\u043b\u0438 \u0431\u044b \u043f\u043e\u043b\u0435\u0437\u043d\u0435\u0435, \u0435\u0441\u043b\u0438 \u0431\u044b \u043f\u0440\u0435\u0434\u043b\u043e\u0436\u0438\u043b\u0438 \u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u0443\u044e \u0430\u043d\u0430\u043b\u0438\u0442\u0438\u043a\u0443 \u0438 \u0438\u043d\u0434\u0438\u0432\u0438\u0434\u0443\u0430\u043b\u044c\u043d\u044b\u0435 \u0441\u0435\u0440\u0432\u0438\u0441\u044b. \u0414\u043b\u044f \u044d\u0442\u043e\u0433\u043e \u043b\u0443\u0447\u0448\u0435 \u0432\u0441\u0435\u0433\u043e \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u044c \u0438\u043d\u0442\u0435\u0433\u0440\u0430\u0446\u0438\u044e \u0438 \u0430\u0433\u0440\u0435\u0433\u0430\u0446\u0438\u044e \u0434\u0430\u043d\u043d\u044b\u0445 \u2014 \u0442\u0435\u043f\u0435\u0440\u044c \u044d\u0442\u043e \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u043e \u0431\u043b\u0430\u0433\u043e\u0434\u0430\u0440\u044f \u043a\u043e\u043d\u0446\u0435\u043f\u0446\u0438\u0438 Open Banking \u0438 API.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u0411\u0430\u043d\u043a\u0438 \u043f\u043e\u043a\u0430 \u043d\u0435 \u0441\u043b\u0438\u0448\u043a\u043e\u043c \u0441\u0435\u0440\u044c\u0435\u0437\u043d\u043e \u043e\u0442\u043d\u043e\u0441\u044f\u0442\u0441\u044f \u043a PFM-\u0441\u0438\u0441\u0442\u0435\u043c\u0430\u043c, \u0432 \u0442\u043e\u043c \u0447\u0438\u0441\u043b\u0435 \u0438\u0437-\u0437\u0430 \u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0435\u043d\u043d\u043e\u0441\u0442\u0438 \u0438\u0445 \u0444\u0443\u043d\u043a\u0446\u0438\u043e\u043d\u0430\u043b\u0430. \u041e\u0434\u043d\u0430\u043a\u043e \u043d\u0435 \u0438\u0441\u043a\u043b\u044e\u0447\u0435\u043d\u043e, \u0447\u0442\u043e \u0432 \u0431\u0443\u0434\u0443\u0449\u0435\u043c \u0438\u043c\u0435\u043d\u043d\u043e \u0438\u0445 \u043a\u0430\u0447\u0435\u0441\u0442\u0432\u043e \u0431\u0443\u0434\u0435\u0442 \u0438\u0433\u0440\u0430\u0442\u044c \u0440\u0435\u0448\u0430\u044e\u0449\u0443\u044e \u0440\u043e\u043b\u044c \u043f\u0440\u0438 \u0432\u044b\u0431\u043e\u0440\u0435 \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u043c \u0444\u0438\u043d\u0438\u043d\u0441\u0442\u0438\u0442\u0443\u0442\u0430.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<div class=\"rpbt_shortcode\">\n\n<div id='rpbt-related-gallery-1' class='gallery related-gallery related-galleryid-14366 gallery-columns-3 gallery-size-thumbnail'><figure class='gallery-item' role='group' aria-label='2020 \u0433\u043e\u0434 \u2014 \u043d\u043e\u0432\u044b\u0439 \u0448\u0430\u043d\u0441 \u0434\u043b\u044f QR-\u043a\u043e\u0434\u0430'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/ru\/2020-god-novyj-shans-dlja-qr-koda\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2020\/09\/2e37383e-a849-4cd9-bcf1-fd7b7aef6bb81-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-15292\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-15292'>\n\t\t\t\t2020 \u0433\u043e\u0434 \u2014 \u043d\u043e\u0432\u044b\u0439 \u0448\u0430\u043d\u0441 \u0434\u043b\u044f QR-\u043a\u043e\u0434\u0430\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item' role='group' aria-label='\u0420\u043e\u0441\u0441\u0438\u0439\u0441\u043a\u0438\u0439 \u0421\u0431\u0435\u0440\u0431\u0430\u043d\u043a \u0437\u0430\u043f\u0443\u0441\u0442\u0438\u043b \u0441\u0435\u0440\u0432\u0438\u0441 \u043e\u043d\u043b\u0430\u0439\u043d-\u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0438\u044f \u041c\u0421\u0411'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/ru\/rossijskij-sberbank-zapustil-servis\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2018\/05\/closeup-of-business-woman-hand-typing-on-laptop-keyboard_1232-2750-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-9956\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-9956'>\n\t\t\t\t\u0420\u043e\u0441\u0441\u0438\u0439\u0441\u043a\u0438\u0439 \u0421\u0431\u0435\u0440\u0431\u0430\u043d\u043a \u0437\u0430\u043f\u0443\u0441\u0442\u0438\u043b \u0441\u0435\u0440\u0432\u0438\u0441 \u043e\u043d\u043b\u0430\u0439\u043d-\u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0438\u044f \u041c\u0421\u0411\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item' role='group' aria-label='\u041a\u0430\u043a \u0440\u0435\u0433\u0443\u043b\u0438\u0440\u0443\u044e\u0442 \u0440\u044b\u043d\u043e\u043a \u043a\u0440\u0438\u043f\u0442\u043e\u0432\u0430\u043b\u044e\u0442 \u0432 \u0441\u0442\u0440\u0430\u043d\u0430\u0445 \u041a\u0430\u0432\u043a\u0430\u0437\u0430'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/ru\/%d1%80%d1%8b%d0%bd%d0%be%d0%ba-%d0%ba%d1%80%d0%b8%d0%bf%d1%82%d0%be%d0%b2%d0%b0%d0%bb%d1%8e%d1%82-%d0%ba%d0%b0%d0%b2%d0%ba%d0%b0%d0%b7%d0%b0\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2023\/04\/crypto-market-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-17077\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-17077'>\n\t\t\t\t\u041a\u0430\u043a \u0440\u0435\u0433\u0443\u043b\u0438\u0440\u0443\u044e\u0442 \u0440\u044b\u043d\u043e\u043a \u043a\u0440\u0438\u043f\u0442\u043e\u0432\u0430\u043b\u044e\u0442 \u0432 \u0441\u0442\u0440\u0430\u043d\u0430\u0445 \u041a\u0430\u0432\u043a\u0430\u0437\u0430\n\t\t\t\t<\/figcaption><\/figure>\n\t\t<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u0411\u0430\u043d\u043a\u0438 \u0434\u043e\u043b\u0436\u043d\u044b \u043c\u043e\u0434\u0435\u0440\u043d\u0438\u0437\u0438\u0440\u043e\u0432\u0430\u0442\u044c \u0441\u0432\u043e\u0438 \u0441\u0438\u0441\u0442\u0435\u043c\u044b \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u043b\u0438\u0447\u043d\u044b\u043c\u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u0430\u043c\u0438 (Personal finance management, PFM), \u0447\u0442\u043e\u0431\u044b \u043f\u0440\u0438\u0432\u043b\u0435\u0447\u044c \u0431\u043e\u043b\u044c\u0448\u0435 \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432. \u041e\u0431 \u044d\u0442\u043e\u043c \u0432 \u0441\u0442\u0430\u0442\u044c\u0435 \u0434\u043b\u044f Finextra \u043f\u0438\u0448\u0435\u0442 \u0437\u0430\u043c\u0435\u0441\u0442\u0438\u0442\u0435\u043b\u044c \u0434\u0438\u0440\u0435\u043a\u0442\u043e\u0440\u0430 \u043f\u043e \u0440\u0430\u0437\u0432\u0438\u0442\u0438\u044e \u0431\u0438\u0437\u043d\u0435\u0441\u0430 Qulix Systems \u0414\u0435\u043d\u0438\u0441 \u041d\u043e\u0432\u0438\u043a\u043e\u0432. \u0412 \u0447\u0430\u0441\u0442\u043d\u043e\u0441\u0442\u0438, \u043e\u043d \u043e\u0442\u043c\u0435\u0447\u0430\u0435\u0442 \u0441\u043b\u0435\u0434\u0443\u044e\u0449\u0435\u0435: \u0421\u0438\u0441\u0442\u0435\u043c\u044b \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u043b\u0438\u0447\u043d\u044b\u043c\u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u0430\u043c\u0438 \u0441\u0442\u0430\u043d\u043e\u0432\u044f\u0442\u0441\u044f \u0432\u0441\u0435 \u043f\u043e\u043f\u0443\u043b\u044f\u0440\u043d\u0435\u0435: \u0432 2016 \u0433\u043e\u0434\u0443 \u0438\u0445 \u0440\u044b\u043d\u043e\u043a \u043e\u0446\u0435\u043d\u0438\u0432\u0430\u043b\u0438 \u0432 795 \u043c\u043b\u043d. \u0434\u043e\u043b\u043b\u0430\u0440\u043e\u0432, \u043a &hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[143],"tags":[288,454,158],"_links":{"self":[{"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/posts\/14366"}],"collection":[{"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/comments?post=14366"}],"version-history":[{"count":1,"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/posts\/14366\/revisions"}],"predecessor-version":[{"id":14367,"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/posts\/14366\/revisions\/14367"}],"wp:attachment":[{"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/media?parent=14366"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/categories?post=14366"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/tags?post=14366"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}