{"id":17283,"date":"2023-09-21T09:50:06","date_gmt":"2023-09-21T09:50:06","guid":{"rendered":"https:\/\/bulletins.bfconsulting.com\/?p=17283"},"modified":"2023-09-21T09:50:06","modified_gmt":"2023-09-21T09:50:06","slug":"%d0%ba%d0%b0%d0%ba-%d0%b1%d1%83%d0%b4%d0%b5%d1%82-%d1%80%d0%b0%d0%b7%d0%b2%d0%b8%d0%b2%d0%b0%d1%82%d1%8c%d1%81%d1%8f-%d0%bc%d0%b8%d1%80%d0%be%d0%b2%d0%be%d0%b9-%d1%84%d0%b8%d0%bd%d1%82%d0%b5%d1%85","status":"publish","type":"post","link":"https:\/\/bulletins.bfconsulting.com\/ru\/%d0%ba%d0%b0%d0%ba-%d0%b1%d1%83%d0%b4%d0%b5%d1%82-%d1%80%d0%b0%d0%b7%d0%b2%d0%b8%d0%b2%d0%b0%d1%82%d1%8c%d1%81%d1%8f-%d0%bc%d0%b8%d1%80%d0%be%d0%b2%d0%be%d0%b9-%d1%84%d0%b8%d0%bd%d1%82%d0%b5%d1%85\/","title":{"rendered":"\u041a\u0430\u043a \u0431\u0443\u0434\u0435\u0442 \u0440\u0430\u0437\u0432\u0438\u0432\u0430\u0442\u044c\u0441\u044f \u043c\u0438\u0440\u043e\u0432\u043e\u0439 \u0444\u0438\u043d\u0442\u0435\u0445"},"content":{"rendered":"<p><b>\u0413\u043b\u0430\u0432\u043d\u043e\u0435 \u0438\u0437 \u043e\u0442\u0447\u0435\u0442\u0430 The Second Wave \u2014 Resilient, Inclusive, Exponential Fintechs \u043e\u0442 Boston Consulting Group (BCG).<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u041e\u0431\u044a\u0435\u043c \u043c\u0438\u0440\u043e\u0432\u043e\u0433\u043e \u0440\u044b\u043d\u043a\u0430 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0445 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0439 \u0432\u044b\u0440\u0430\u0441\u0442\u0435\u0442 \u0432 \u043f\u044f\u0442\u044c \u0440\u0430\u0437 \u043a 2030 \u0433\u043e\u0434\u0443 \u0438 \u0434\u043e\u0441\u0442\u0438\u0433\u043d\u0435\u0442 1,5 \u0442\u0440\u043b\u043d \u0434\u043e\u043b\u043b\u0430\u0440\u043e\u0432.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0410\u0437\u0438\u0430\u0442\u0441\u043a\u043e-\u0422\u0438\u0445\u043e\u043e\u043a\u0435\u0430\u043d\u0441\u043a\u0438\u0439 \u0438 \u0421\u0435\u0432\u0435\u0440\u043e\u0430\u043c\u0435\u0440\u0438\u043a\u0430\u043d\u0441\u043a\u0438\u0439 \u0440\u0435\u0433\u0438\u043e\u043d\u044b \u0441\u0442\u0430\u043d\u0443\u0442 \u0446\u0435\u043d\u0442\u0440\u043e\u043c \u043f\u0440\u0438\u0442\u044f\u0436\u0435\u043d\u0438\u044f \u0444\u0438\u043d\u0442\u0435\u0445-\u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0439. \u041e\u0436\u0438\u0434\u0430\u0435\u0442\u0441\u044f, \u0447\u0442\u043e \u0447\u0435\u0440\u0435\u0437 \u0441\u0435\u043c\u044c \u043b\u0435\u0442 \u0438\u0445 \u0434\u043e\u0445\u043e\u0434\u044b \u0431\u0443\u0434\u0443\u0442 \u043e\u0446\u0435\u043d\u0438\u0432\u0430\u0442\u044c \u0432 600 \u0438 520 \u043c\u043b\u0440\u0434 \u0434\u043e\u043b\u043b\u0430\u0440\u043e\u0432 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0435\u043d\u043d\u043e.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0411\u043e\u043b\u0435\u0435 \u043f\u043e\u043b\u043e\u0432\u0438\u043d\u044b (60%) \u0433\u043b\u043e\u0431\u0430\u043b\u044c\u043d\u043e\u0439 \u0432\u044b\u0440\u0443\u0447\u043a\u0438 \u0444\u0438\u043d\u0442\u0435\u0445-\u0438\u043d\u0434\u0443\u0441\u0442\u0440\u0438\u0438 \u0431\u0443\u0434\u0435\u0442 \u043f\u0440\u0438\u0445\u043e\u0434\u0438\u0442\u044c\u0441\u044f \u043d\u0430 \u0446\u0438\u0444\u0440\u043e\u0432\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u0438 \u0446\u0438\u0444\u0440\u043e\u0432\u043e\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0438\u0435.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u041d\u0430\u0438\u0431\u043e\u043b\u044c\u0448\u0438\u0439 \u0440\u043e\u0441\u0442 \u0432\u044b\u0440\u0443\u0447\u043a\u0438 \u0432 \u0440\u0430\u0437\u043d\u044b\u0445 \u0441\u0435\u0433\u043c\u0435\u043d\u0442\u0430\u0445 \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0430\u0442 \u043d\u0435\u043e\u0431\u0430\u043d\u043a\u0438\u043d\u0433, \u0438\u043d\u0448\u0443\u0440\u0442\u0435\u0445 \u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0430\u044f \u0438\u043d\u0444\u0440\u0430\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0430. \u041d\u0435\u043e\u0431\u0430\u043d\u043a\u0438\u043d\u0433 \u0431\u0443\u0434\u0435\u0442 \u0432\u043e\u0441\u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d \u0431\u043b\u0430\u0433\u043e\u0434\u0430\u0440\u044f \u0443\u0441\u043b\u0443\u0433\u0430\u043c \u0434\u043b\u044f \u041c\u0421\u0411 \u0432 \u0440\u0430\u0437\u0432\u0438\u0442\u044b\u0445 \u0441\u0442\u0440\u0430\u043d\u0430\u0445 \u0438 \u0440\u043e\u0437\u043d\u0438\u0447\u043d\u043e\u043c\u0443 \u043e\u0431\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u043d\u0438\u044e \u043d\u0430 \u0440\u0430\u0437\u0432\u0438\u0432\u0430\u044e\u0449\u0438\u0445\u0441\u044f \u0440\u044b\u043d\u043a\u0430\u0445 (\u0434\u043b\u044f \u043a\u0430\u0442\u0435\u0433\u043e\u0440\u0438\u0439 unbanked\/underbanked). \u041e\u0441\u0442\u0430\u043b\u044c\u043d\u044b\u0435 \u0434\u0432\u0430 \u043d\u0430\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u2014 \u0437\u0430 \u0441\u0447\u0435\u0442 \u043c\u043e\u0434\u0435\u043b\u0435\u0439\u00a0 B2B2X \u0438 B2B<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0413\u043b\u043e\u0431\u0430\u043b\u044c\u043d\u043e\u0435 \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435 \u0444\u0438\u043d\u0442\u0435\u0445\u0430 \u0434\u043e\u0441\u0442\u0438\u0433\u043b\u043e \u043f\u0438\u043a\u0430 \u0432 2021 \u0433\u043e\u0434\u0443, \u0437\u0430\u0442\u0435\u043c \u043f\u043e\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u043b \u0441\u043f\u0430\u0434 \u0432 2022 \u0433\u043e\u0434\u0443 (funding winter, \u00ab\u0432\u0435\u043d\u0447\u0443\u0440\u043d\u0430\u044f \u0437\u0438\u043c\u0430\u00bb).\u0421\u0442\u0430\u0440\u0442\u0430\u043f\u044b \u043d\u0430 \u0441\u0442\u0430\u0434\u0438\u0438 Pre-seed\/Seed \u043f\u043e\u0441\u0442\u0440\u0430\u0434\u0430\u043b\u0438 \u0432 \u043c\u0435\u043d\u044c\u0448\u0435\u0439 \u0441\u0442\u0435\u043f\u0435\u043d\u0438 (-3%), \u043d\u0430 \u043f\u043e\u0437\u0434\u043d\u0438\u0445 \u0441\u0442\u0430\u0434\u0438\u044f\u0445 \u2014 \u0432 \u0431\u043e\u043b\u044c\u0448\u0435\u0439 (-50%). \u0412 2023 \u0433\u043e\u0434\u0443 \u043d\u0430\u043c\u0435\u0442\u0438\u043b\u0438\u0441\u044c \u043f\u0440\u0438\u0437\u043d\u0430\u043a\u0438 \u0432\u043e\u0441\u0441\u0442\u0430\u043d\u043e\u0432\u043b\u0435\u043d\u0438\u044f. \u0412 \u043c\u0435\u043d<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0424\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435 \u0438\u043d\u0434\u0443\u0441\u0442\u0440\u0438\u0438 \u0440\u0430\u0432\u043d\u043e\u043c\u0435\u0440\u043d\u043e \u0440\u0430\u0441\u043f\u0440\u0435\u0434\u0435\u043b\u0435\u043d\u043e \u043f\u043e \u0441\u0435\u0433\u043c\u0435\u043d\u0442\u0430\u043c. \u0420\u0435\u0433\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0435 \u0440\u0430\u0437\u043b\u0438\u0447\u0438\u044f \u043e\u0431\u0443\u0441\u043b\u043e\u0432\u043b\u0435\u043d\u044b \u0441\u0442\u0435\u043f\u0435\u043d\u044c\u044e \u0437\u0440\u0435\u043b\u043e\u0441\u0442\u0438 \u044d\u043a\u043e\u0441\u0438\u0441\u0442\u0435\u043c\u044b. \u0420\u0430\u0437\u0432\u0438\u0432\u0430\u044e\u0449\u0438\u0435\u0441\u044f \u0440\u0435\u0433\u0438\u043e\u043d\u044b (\u0410\u0437\u0438\u0430\u0442\u0441\u043a\u043e-\u0422\u0438\u0445\u043e\u043e\u043a\u0435\u0430\u043d\u0441\u043a\u0438\u0439 \u0440\u0435\u0433\u0438\u043e\u043d, \u041b\u0430\u0442\u0438\u043d\u0441\u043a\u0430\u044f \u0410\u043c\u0435\u0440\u0438\u043a\u0430, \u0410\u0444\u0440\u0438\u043a\u0430) \u043f\u0440\u0438\u0432\u043b\u0435\u043a\u0430\u044e\u0442 \u0431\u043e\u043b\u044c\u0448\u0435 \u0438\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0438\u0439 \u0432 \u0446\u0438\u0444\u0440\u043e\u0432\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0438\u0435, \u0440\u0430\u0437\u0432\u0438\u0442\u044b\u0435 (\u0421\u0435\u0432\u0435\u0440\u043d\u0430\u044f \u0410\u043c\u0435\u0440\u0438\u043a\u0430, \u0415\u0432\u0440\u043e\u043f\u0430) \u2014 \u0432 WealthTech \u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0443\u044e \u0438\u043d\u0444\u0440\u0430\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0443.<\/span><\/li>\n<\/ul>\n<p><em><a href=\"https:\/\/media-publications.bcg.com\/the-second-wave-resilient-inclusive-exponential-fintechs.pdf\">\u0418\u0441\u0442\u043e\u0447\u043d\u0438\u043a<\/a><\/em><\/p>\n<div class=\"rpbt_shortcode\">\n\n<div id='rpbt-related-gallery-1' class='gallery related-gallery related-galleryid-17283 gallery-columns-3 gallery-size-thumbnail'><figure class='gallery-item' role='group' aria-label='\u041f\u0435\u0440\u0435\u0445\u043e\u0434 \u043d\u0430 Open Banking \u0442\u0440\u0435\u0431\u0443\u0435\u0442 \u0441\u0435\u0440\u044c\u0435\u0437\u043d\u043e\u0439 \u043f\u043e\u0434\u0433\u043e\u0442\u043e\u0432\u043a\u0438 \u2014 \u044d\u043a\u0441\u043f\u0435\u0440\u0442'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/ru\/perehod-na-open-banking-trebuet-sereznoy-podgotovki-ekspert\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2019\/06\/how-to-transition-into-the-era-of-open-banking-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-13141\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-13141'>\n\t\t\t\t\u041f\u0435\u0440\u0435\u0445\u043e\u0434 \u043d\u0430 Open Banking \u0442\u0440\u0435\u0431\u0443\u0435\u0442 \u0441\u0435\u0440\u044c\u0435\u0437\u043d\u043e\u0439 \u043f\u043e\u0434\u0433\u043e\u0442\u043e\u0432\u043a\u0438 \u2014 \u044d\u043a\u0441\u043f\u0435\u0440\u0442\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item' role='group' aria-label='\u0421\u043e\u0446\u0438\u0430\u043b\u044c\u043d\u0430\u044f \u043c\u0438\u0441\u0441\u0438\u044f \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u0430 \u0444\u0438\u043d\u0442\u0435\u0445-\u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u2014 \u043c\u043d\u0435\u043d\u0438\u0435'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/ru\/socialnaya-missiya-neobhodima-finteh-kompanii-mnenie-2\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2018\/09\/the-social-impact-imperative-of-fintechs-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-10955\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-10955'>\n\t\t\t\t\u0421\u043e\u0446\u0438\u0430\u043b\u044c\u043d\u0430\u044f \u043c\u0438\u0441\u0441\u0438\u044f \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u0430 \u0444\u0438\u043d\u0442\u0435\u0445-\u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u2014 \u043c\u043d\u0435\u043d\u0438\u0435\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item' role='group' aria-label='\u0418\u043d\u0442\u0435\u0440\u043d\u0435\u0442 \u0432\u0435\u0449\u0435\u0439, \u0418\u0418 \u0438 \u0440\u043e\u0431\u043e\u0442\u0435\u0445\u043d\u0438\u043a\u0430 \u2014 \u043e\u0441\u043d\u043e\u0432\u043d\u044b\u0435 \u0434\u0440\u0430\u0439\u0432\u0435\u0440\u044b \u00ab\u0446\u0438\u0444\u0440\u043e\u0432\u043e\u0433\u043e \u043f\u0440\u043e\u0440\u044b\u0432\u0430\u00bb'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bulletins.bfconsulting.com\/ru\/internet-veshhey-ii-i-robotehnika-osnovnye-drayvery-cifrovogo-proryva\/'><img width=\"150\" height=\"150\" src=\"https:\/\/bulletins.bfconsulting.com\/wp-content\/uploads\/2018\/12\/iot-ai-and-robotics-to-drive-digital-disruption-fuel-growth-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" decoding=\"async\" aria-describedby=\"rpbt-related-gallery-1-11995\" loading=\"lazy\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='rpbt-related-gallery-1-11995'>\n\t\t\t\t\u0418\u043d\u0442\u0435\u0440\u043d\u0435\u0442 \u0432\u0435\u0449\u0435\u0439, \u0418\u0418 \u0438 \u0440\u043e\u0431\u043e\u0442\u0435\u0445\u043d\u0438\u043a\u0430 \u2014 \u043e\u0441\u043d\u043e\u0432\u043d\u044b\u0435 \u0434\u0440\u0430\u0439\u0432\u0435\u0440\u044b \u00ab\u0446\u0438\u0444\u0440\u043e\u0432\u043e\u0433\u043e \u043f\u0440\u043e\u0440\u044b\u0432\u0430\u00bb\n\t\t\t\t<\/figcaption><\/figure>\n\t\t<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u0413\u043b\u0430\u0432\u043d\u043e\u0435 \u0438\u0437 \u043e\u0442\u0447\u0435\u0442\u0430 The Second Wave \u2014 Resilient, Inclusive, Exponential Fintechs \u043e\u0442 Boston Consulting Group (BCG). \u041e\u0431\u044a\u0435\u043c \u043c\u0438\u0440\u043e\u0432\u043e\u0433\u043e \u0440\u044b\u043d\u043a\u0430 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0445 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0439 \u0432\u044b\u0440\u0430\u0441\u0442\u0435\u0442 \u0432 \u043f\u044f\u0442\u044c \u0440\u0430\u0437 \u043a 2030 \u0433\u043e\u0434\u0443 \u0438 \u0434\u043e\u0441\u0442\u0438\u0433\u043d\u0435\u0442 1,5 \u0442\u0440\u043b\u043d \u0434\u043e\u043b\u043b\u0430\u0440\u043e\u0432. \u0410\u0437\u0438\u0430\u0442\u0441\u043a\u043e-\u0422\u0438\u0445\u043e\u043e\u043a\u0435\u0430\u043d\u0441\u043a\u0438\u0439 \u0438 \u0421\u0435\u0432\u0435\u0440\u043e\u0430\u043c\u0435\u0440\u0438\u043a\u0430\u043d\u0441\u043a\u0438\u0439 \u0440\u0435\u0433\u0438\u043e\u043d\u044b \u0441\u0442\u0430\u043d\u0443\u0442 \u0446\u0435\u043d\u0442\u0440\u043e\u043c \u043f\u0440\u0438\u0442\u044f\u0436\u0435\u043d\u0438\u044f \u0444\u0438\u043d\u0442\u0435\u0445-\u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0439. \u041e\u0436\u0438\u0434\u0430\u0435\u0442\u0441\u044f, \u0447\u0442\u043e \u0447\u0435\u0440\u0435\u0437 \u0441\u0435\u043c\u044c \u043b\u0435\u0442 \u0438\u0445 \u0434\u043e\u0445\u043e\u0434\u044b \u0431\u0443\u0434\u0443\u0442 \u043e\u0446\u0435\u043d\u0438\u0432\u0430\u0442\u044c \u0432 600 \u0438 520 \u043c\u043b\u0440\u0434 &hellip;<\/p>\n","protected":false},"author":12,"featured_media":17284,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[143,156],"tags":[],"_links":{"self":[{"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/posts\/17283"}],"collection":[{"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/comments?post=17283"}],"version-history":[{"count":1,"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/posts\/17283\/revisions"}],"predecessor-version":[{"id":17286,"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/posts\/17283\/revisions\/17286"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/media\/17284"}],"wp:attachment":[{"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/media?parent=17283"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/categories?post=17283"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bulletins.bfconsulting.com\/ru\/wp-json\/wp\/v2\/tags?post=17283"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}