Digital lending choices for both consumers and small businesses have grown rapidly, and the online lending sector is now entering a phase of maturity. There is increasing competition; regulators are …
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Why alternative lenders are becoming popular with small businesses
Small businesses used to have to look to traditional financial institutions to obtain funding; however, alternative lenders are becoming increasingly popular among this group. Here are a few reasons why: …
Read More »Are alternative lending services “alternative”?
In the last ten years, alternative lending services have made borrowing money easier, especially for those who became increasingly out of reach for many traditional lenders. But their current level …
Read More »Moving “going digital” beyond just eliminating paper
Historically, “going digital” for lenders meant automating manual processes and moving paper-based processes online. In many cases however, lenders simply recreated their offline experiences and processes in an online environment. …
Read More »What is P2P lending?
P2P stands for “peer-to-peer”. P2P lending is a financial service for issuing loans in which the creditor is not a bank or credit institution, but rather he/she is an individual …
Read More »2.1 billion customers to use mobile wallets in 2019
A new Juniper Research study has found that nearly 2.1 billion consumers worldwide will use a mobile wallet to make a payment or send money in 2019, up by nearly …
Read More »Top 10 trends impacting the future of payments
The way people make payments is changing faster than any area of financial services, and understanding trends in payments is important for any financial institution wanting to serve the complete …
Read More »Payments: from cashless to cardless
The days of plastic payment cards are numbered, and mobile wallets are starting their taking over. The recent global rise in contactless payments, as well as biometrics, demonstrates that consumers …
Read More »FinTech World Forum 2018
London is set to host FinTech World Forum 2018, which will take place May 30-31, 2018. The event will feature 25 speaker and more than 300 delegates, speaking on a …
Read More »The rise of voice-enabled payments
Voice-enabled assistants such as Alexa, Siri and Google Assistant are increasingly becoming an integral part of many people’s daily life. Several banks, financial institutions, and new FinTech players have already …
Read More »The potential of biometrics in finance
There are various ways of identifying a person biometrically. Here are the top five modern biometric methods of identification today: Fingerprints — fingerprint usage for identify has evolved with modern …
Read More »Open APIs changing the future of payments
The development of the open application programming interface (API) concept means major changes in the payment industry, with most banking customers now being interested in increasing the speed, simplicity and …
Read More »Swiss RegTech Conference 2018
Swiss RegTech Conference 2018 will be held at Swisscom Arena in Zurich on April 24, 2018. Leading Swiss policymakers and global technology pioneers from Switzerland, Israel and the United Kingdom …
Read More »Global RegTech Summit
On May 22, 2018, London will host more than 600 delegates from across the financial industry spectrum at the Global RegTech Summit. Register to: Find out strategies for financial institutions …
Read More »The rise of RegTech
RegTech is one of the latest trends in the financial industry. It arose as developers began seeing the need financial market players had for technological solutions to the increasing number …
Read More »RegTech and its driving forces
RegTech has become one of the latest buzzwords in the FinTech world. But what exactly is RegTech? And what’s driving it? RegTech, in its broadest sense, is any technology and/or …
Read More »RegTech requires a more collaborative effort
Chris O’Driscoll, head of disruptive change at PA Consulting Group, believes that it is important for RegTech that there is a collaborative system between banks, insurers, asset managers, regulators, tech …
Read More »Top RegTech Trends for 2018: Expert Opinion
Christian Visti Larsen (CEO at NewBanking ApS), Anastasia Dokuchaeva (head of partnerships at ClauseMatch) and Nathan Snyder (a partner at Brickendon) outlined their top trends for RegTech in 2018: Resolving …
Read More »RegTech improves compliance but also increases costs
RegTech is widely used in the financial industry to comply with regulations. However, according to Bank Director’s 2018 Risk Survey, the cost of implementing RegTech has increased. 55% of the …
Read More »How generations Y and Z are changing how banks operate
The rise of generations Y and Z (as known as millennials and homelanders respectively) is changing how banks operate and will operate in the future. Generation Y is currently changing …
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