While 2020 will likely be remembered as the year we, as a world, got knocked down, 2021 is likely to be remembered as the year we picked ourselves up and …
Read More »Getting Closer to a Cashless Future
Last year, several changes occurred in the payment behavior of consumers. Most notably, the number of non-cash transactions jumped dramatically, and contactless payment methods (especially relevant with the ongoing pandemic) …
Read More »Digitization and Cashlessness: 2 Financial Market Inevitabilities
While market dynamics and financial infrastructure vary greatly by country and region, it is clear that changes across financial markets have 2 commonalities: digitization and cashlessness. Both of these inevitabilities …
Read More »Top 5 Mobile Financial Institutions Operating in Europe
Mobile-only financial institutions are revolutionizing personal banking, offering faster, cheaper, more secure and easier-to-use products and services via a simple Android or iOS app. Not to be confused with the …
Read More »Integrating Front-to-Back, Digitized Consumer Value Streams
The COVID-19 pandemic pushed consumers into using digital channels at a pace never imagined, with online banking use increasing 23% and mobile banking use increasing 30% during the pandemic. These …
Read More »4 Digital Payment Trends for 2021
BPC Banking Technologies, a company that offers smart digital solutions and works with banking institutions and neobanks, has analyzed global markets and determined that the following 4 trends will define …
Read More »Are Central Bank Digital Currencies a Go Around the World?
he Bank for International Settlements (BIS) recently conducted a study on central bank digital currencies (CBDCs), finding that 86% of central banks worldwide are exploring the benefits and drawbacks of …
Read More »The Evolution of Credit Scoring
Traditional financial institutions have worked tirelessly to develop their own unique methodologies for assessing the creditworthiness of clients, typically relying on data collected from private credit bureaus. While the ultimate …
Read More »New Report Highlights Consumer Trends in Global Retail Banking
Consumer-oriented financial institutions are traditionally known for having more personal relationships with their customers due to the intimacy of personal finances. But in 2020, many such financial institutions have found …
Read More »Central Banks’ Rising Interest in Blockchain Technology
MINDSMITH, a technology think tank, recently carried out a semantic analysis of publications from 191 central banks around the world. Interestingly, they found that 74% of the world’s central banks …
Read More »The 2 Biggest AI Trends Right Now
Artificial intelligence (AI) is starting to deliver on its potential, with its benefits for businesses really shining amid the pandemic. For example, chatbots have helped answer a flood of pandemic-related …
Read More »A Glimpse of 2025
The world 0f 2025 will be characterized by a very different landscape from the one we lived in just a few short years ago. While this will include some positive …
Read More »2021 Predictions
2020 was a difficult year. At the same time, it did facilitate extraordinary progress in digital transformation. Against this backdrop, here are some of the biggest predictions for 2021: Companies …
Read More »The Importance of FinTechs in Post-Pandemic World
The COVID-19 pandemic has fundamentally changed the way we interact and conduct business. And, although many FinTechs initially struggled with the onset of COVID-19 (due to increasingly limited access to …
Read More »9 major FinTech trends to watch in 2021 and beyond
As remote operations become normalized and consumers continue to adapt to (and embrace) technologies that simplify financial transactions, there are certain FinTech trends that can be expected to continue in …
Read More »Top digital banking transformation trends for 2021
Every financial institution that wants to remain relevant in the future must embrace digital banking transformation trends, especially these 7 that are expected to dominate 2021: Increased focus on digital …
Read More »6 most important tech trends heading into 2021
The COVID-19 pandemic has driven technology innovation and adoption in amazing ways, bringing the future one step closer to the now. Here are the top 6 technology trends that many …
Read More »6 mobile banking trends for 2021
Ekaterina Tolmacheva, the author of Go Mobile’s annual report on mobile banking, recently highlighted 6 major mobile banking trends expected in Russia in 2021. Biometrics – an increasing base of …
Read More »5 trends for Ukraine’s financial market in 2021
Each end of the year, there are a myriad of lists outlining the hottest trends for the coming year. This is one of those. Let’s take a look at the …
Read More »What financial institutions will be like in 2021: an interview with Sergey Gimadiev
Sergey Gimadiev, the deputy chairman of Kapitalbank and head of the digital branch of Apelsin, recently sat down to discuss how the events of 2020 will shape how financial institutions …
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