According to the new 2023 World Payments Report published by Capgemini Research Institute, non-cash transaction volumes will reach USD 1.3 trillion in 2023. This surge is driven by the convenience and increased security offered by mobile wallet and online banking solutions. The digital transformation of industries, coupled with the impact of the COVID-19 pandemic, has further accelerated this shift. The Asia-Pacific region leads growth in this area due to its expanding digital economies, with North America and Europe also experiencing substantial increases. Overall, a move towards cashless societies seems inevitable as digital payment methods become more prevalent and accessible.